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From dissecting the latest financial news to offering personalized responses to listener questions, the goal of Money Matters is to keep you informed and empowered. Wes Moss is often joined by team members Jeff Lloyd and Connor Miller with a mission to provide clear, actionable guidance without the financial jargon and help one million families retire sooner and happier.

Wes Moss is the Managing Partner in Capital Investment Advisors (CIA), a fee-only investment firm with over $7 billion in assets under management (as of June 2025). Also serving as Chief Investment Strategist, he leads a team of financial advisors who share a zeal for helping families find happiness in retirement.
Wes is a firm believer in income investing as a means to build and manage retirement savings. He and his team at Capital Investment Advisors help individuals and families invest in assets that make regular cash payments in the form of dividends, interest, and distributions. During the investor’s wealth-building years that income stream is reinvested in the portfolio to help contribute to its growth. In retirement, those payments can be directed into the investor’s bank account as a “paycheck” to help meet monthly expenses.
A fervent financial evangelist, Wes utilizes media platforms to teach readers, listeners, and viewers how they can retire on their own terms. He bases much of his retirement planning philosophy on years of extensive research studying and surveying the financial and lifestyle habits of happy retirees, all of which can be found in his two books: What The Happiest Retirees Know and You Can Retire Sooner Than You Think. He is the host of Money Matters, and the host/creator of the nationally recognized Retire Sooner Podcast as well as a frequent resource for news outlets across the country.
Before joining CIA, Wes worked for UBS Financial Services in its Atlanta office. He holds a degree in economics from the University of North Carolina, Chapel Hill. He lives in Atlanta with his wife and their four boys. His core pursuits are golfing and coaching his boys’ lacrosse teams.
Connect with the Retire Sooner Team at Capital Investment Advisors on social media:
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Wes Moss, Chief Investment Strategist at Capital Investment Advisors (CIA) hosts Money Matters, the country’s longest running live call-in, investment and personal finance radio show.
Explore the latest twists in investing and retirement planning with Wes Moss on the Money Matters Radio Show. Unpack “boomer candy” with Wes Moss and Connor Miller, from specialty ETFs and high-yield investments to buffered notes, their growing appeal, costs, and potential risks. See what market history may tell us about diversification, balanced portfolios, asset allocation, and the value of patience. Tackle retirement questions with Wes Moss and Christa DiBiase, including moving for community, concentrated stock positions, spending anxiety, retirement withdrawals, and the Rule of 55 for potential penalty-free access to a 401(k). Create your Life Map and see how the Retire Sooner Method, Aristotle, retirement psychology, community, and core pursuits may help shape a happier retirement. Listen to the Money Matters Radio Show on WSB Radio for a fresh, educational take on investing, retirement planning, and retirement happiness.
Catch up on the latest stock market, retirement planning, and personal finance conversations as Wes Moss, Jeff Lloyd, and Christa DiBiase break down the headlines helping to shape today's financial landscape. Explore what may be behind record stock market highs, the historic five-day rally, a major hedge fund unwind, corporate earnings, AI infrastructure, sector rotation, and the changing outlook for higher education. Consider listener questions about Social Security, retirement savings, college planning, core pursuits, pension options, and whether to keep dry powder or pay off a mortgage. Listen to the Money Matters Radio Show on WSB Radio for thoughtful, educational conversations about investing, retirement planning, and today's economy.
Listen to the Money Matters Radio Show for fresh conversations about retirement planning, investing, artificial intelligence, and the economic trends shaping today's financial landscape. Explore with Wes Moss and Connor Miller how stock market swings, AI investing, algorithmic trading, technology, semiconductors, productivity, jobs, interest rates, Federal Reserve leadership, Alzheimer's research, and new economic data may influence the road ahead. Consider how those developments may connect to long-term retirement planning and investing. Then, join Wes Moss and Christa DiBiase as they discuss the Retire Sooner Method's Money & Happiness Green Zones and answer listener questions about memory care, healthcare before Medicare, cash reserves, bucket strategies, annuities, structured notes, and why sleep may be a retirement superpower. Listen to the Money Matters Radio Show every week on WSB Radio for practical, educational conversations about retirement planning, retirement investing, and personal finance.
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