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From dissecting the latest financial news to offering personalized responses to listener questions, the goal of Money Matters is to keep you informed and empowered. Wes Moss is often joined by team members Jeff Lloyd and Connor Miller with a mission to provide clear, actionable guidance without the financial jargon and help one million families retire sooner and happier.
Wes Moss is the Managing Partner in Capital Investment Advisors (CIA), a fee-only investment firm with over $7 billion in assets under management (as of June 2025). Also serving as Chief Investment Strategist, he leads a team of financial advisors who share a zeal for helping families find happiness in retirement.
Wes is a firm believer in income investing as a means to build and manage retirement savings. He and his team at Capital Investment Advisors help individuals and families invest in assets that make regular cash payments in the form of dividends, interest, and distributions. During the investor’s wealth-building years that income stream is reinvested in the portfolio to help contribute to its growth. In retirement, those payments can be directed into the investor’s bank account as a “paycheck” to help meet monthly expenses.
A fervent financial evangelist, Wes utilizes media platforms to teach readers, listeners, and viewers how they can retire on their own terms. He bases much of his retirement planning philosophy on years of extensive research studying and surveying the financial and lifestyle habits of happy retirees, all of which can be found in his two books: What The Happiest Retirees Know and You Can Retire Sooner Than You Think. He is the host of Money Matters, and the host/creator of the nationally recognized Retire Sooner Podcast as well as a frequent resource for news outlets across the country.
Before joining CIA, Wes worked for UBS Financial Services in its Atlanta office. He holds a degree in economics from the University of North Carolina, Chapel Hill. He lives in Atlanta with his wife and their four boys. His core pursuits are golfing and coaching his boys’ lacrosse teams.
Connect with the Retire Sooner Team at Capital Investment Advisors on social media:
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Wes Moss, Chief Investment Strategist at Capital Investment Advisors (CIA) hosts Money Matters, the country’s longest running live call-in, investment and personal finance radio show.
Jumpstart your path to a confident retirement with this week’s episode of the Money Matters Radio Show on WSB Radio. In hour 1, join Wes Moss and Christa DiBiase as they spotlight the 50-plus retirement catch-up toolbox, outline ways to maximize contributions, and examine the potential and debate surrounding the 4% plus withdrawal rule. Hear stories of late savers making notable progress, explore approaches to Social Security and Roth conversions, and address pressing questions on penny stocks and income-focused investing. Learn how to align lifestyle choices, family priorities, and financial goals—especially when navigating unique situations like parenting later in life. In hour 2, tune in as Wes Moss teams up with Jeff Lloyd to assess today’s economic shifts, including a cooling labor market, Federal Reserve interest rate changes, and their influence on household budgets. Interpret updated jobs data revisions, evaluate the impact of rising tariffs on markets, and understand what broad market participation in 2025 could signal for portfolio diversification. Explore how evolving mortgage rates, increasing college tuition, and advancements in artificial intelligence may be shaping the financial environment and influencing planning decisions. Don’t miss this timely conversation—listen to the Money Matters Radio Show on WSB Radio!
Take charge of your financial future with Wes Moss and his co-hosts as they explore retirement planning concepts, market trends, and investing approaches in this week’s Money Matters Radio Show. Start Hour 1 with Wes Moss and Christa DiBiase as they explore the “rich ratio” to reframe how listeners might evaluate financial readiness. Review the NUA rule for handling company stock within a 401(k) and examine the impact of taxes and savings strategies on long-term goals. Navigate listener questions on brokerage accounts, tax efficiency, state pensions, the three-bucket approach, target-date funds, Social Security considerations, annuity structures, and pension decisions. In Hour 2, Wes Moss and Connor Miller unpack the latest Federal Reserve meeting and GDP data in the context of broader economic trends. Use their CHIME framework—covering consumer sentiment, housing, interest rates, manufacturing, and employment—as a tool to interpret today’s financial environment. Explore how multi-asset income approaches are used to address inflation, provide diversification, and support income needs in retirement planning. Stay informed along the search for financial clarity—tune in to the Money Matters Radio Show on WSB Radio today!
Tune in to this week’s Money Matters Radio Show for thoughtful conversations on today’s financial landscape and perspectives to support informed decision-making. Start Hour 1 with Wes Moss and Christa DiBiase as they unpack common investment myths—tackling questions like whether wealth is a prerequisite to investing, if timing the market is essential, and whether the stock market resembles gambling. Examine listener questions on portfolio allocation tools, special needs planning using whole life insurance, and the role of mutual funds in retirement strategies. Challenge conventional thinking around market volatility, real estate performance, and what drives happiness in retirement. Move into Hour 2 with Wes Moss and Jeff Lloyd as they review key market-moving headlines, from Federal Reserve policy decisions to the latest shifts in housing prices and Atlanta’s economic growth. Break down the fundamentals of multi-asset income investing, monitor dividend trends, and evaluate the S&P 500’s performance amid ongoing economic change. Wrap up with a look at productivity trends, drivers of the bond and stock markets, and a nostalgic moment on the cultural influence of Hulk Hogan. Stay informed, stay empowered—listen to the Money Matters Radio Show every Sunday morning on WSB Radio.
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